Real Estate & Builder Finance Solutions
Real estate development requires sophisticated financing — from pre-launch construction funding to Lease Rental Discounting (LRD) on completed commercial properties. The right financial structure can significantly improve your project's profitability and completion timeline.
Indi Fin Serv brings institutional-grade financing expertise to builders and developers in Pune and Mumbai — connecting you to banks, NBFCs, HFCs, and private credit funds.
Builder Finance Products
- Construction Finance (project loans for residential/commercial development)
- Lease Rental Discounting (LRD) on commercial properties
- NCD (Non-Convertible Debentures) placement
- Land Purchase Loans
- Last-Mile Construction Funding (for stalled projects)
- Bridge Loans and Mezzanine Debt
- RERA-compliant escrow-linked construction financing
⏱ Maximum Turnaround Time
21 – 45 Working DaysSubject to technical appraisal, legal due diligence, and lender approvalDocuments Required
The following documents are typically required. Our team will prepare a personalised checklist for your specific case.
Company KYC — MOA/AOA, CIN, Board Resolution
KYC of all Promoters / Directors
RERA Registration Certificate and project approvals
Land / Plot Title Documents (7/12, Index II, NA Order)
Approved Building Plan and Commencement Certificate
Project Cost Estimate certified by Architect/Project Manager
Last 3 Years Audited Balance Sheet and P&L
Last 24 Months Bank Statements
Sales Booking Details and Customer Agreements
Escrow Account Details (RERA compliance)
Eligibility Criteria
- Registered builders and developers with RERA compliance
- Companies or LLPs with minimum 3 years track record
- Projects in Pune, Mumbai, MMR, or major Maharashtra cities
- Positive net worth and clean credit history of promoters
- Project must have all statutory approvals in place
- Minimum project size: ₹5 Crores (for institutional funding)
Why Choose Indi Fin Serv?
- Access to a wide network of banks, NBFCs, HFCs, and private credit funds
- We help structure the most efficient debt-equity mix for your project
- Expertise in RERA-compliant escrow and drawdown structures
- Direct access to real estate lending desks at major institutions
- Assistance with techno-economic feasibility reports and appraisals
- Confidential handling of all project financial information