Professional Loans — Designed for Qualified Professionals
Licensed professionals have a unique financial profile — typically stable income, strong qualifications, but limited tangible assets. Banks recognise this and offer specialised professional loan products with better rates and terms than standard business loans.
Indi Fin Serv helps professionals in Pune and Mumbai access these specialised products and negotiate the best possible terms.
Eligible Professional Categories
- Medical professionals — Doctors (MBBS, MD, BDS), Dentists, Veterinarians
- Chartered Accountants (CA), Cost Accountants (CMA), CS
- Engineers (civil, mechanical, electrical) with professional degree
- Architects, Interior Designers (with COA certification)
- Lawyers and Advocates (Bar Council registered)
- Management Consultants and IT professionals
⏱ Maximum Turnaround Time
5 – 10 Working DaysFrom complete documentation to disbursementDocuments Required
The following documents are typically required. Our team will prepare a personalised checklist for your specific case.
KYC — Aadhaar + PAN Card
Professional Qualification Certificate (MBBS, CA, B.Eng etc.)
Registration Certificate (MCI / ICAI / Council registration)
Last 3 Years ITR with Computation
Last 12 Months Bank Statements
Practice proof — Clinic/Chamber registration, GST (if applicable)
Last 6 Months Professional receipts / income proof
Existing loan details (if any)
Purpose documentation (clinic equipment, office setup, etc.)
Eligibility Criteria
- Registered professional with valid licence / council membership
- Minimum 1 year of practice or employment in professional capacity
- Age: 25 to 65 years
- CIBIL score of 720+ recommended
- Active professional income (self-employed or employed)
- Based in Pune, Mumbai, or elsewhere in Maharashtra
Why Choose Indi Fin Serv?
- We know which banks offer dedicated professional loan products with lower rates
- Faster documentation — professionals typically need fewer docs
- We help newly-qualified professionals get their first practice loan
- Specialised advice on equipment finance under CGTMSE for clinics
- Assistance with NMC / IMA / ICAI empanelled bank products
- Ongoing financial planning for growing practices